‘Housing emergency’ action could bring relief to builders, buyers by Dave Gallagher

Details are scarce, but if the White House follows through on a potential emergency declaration, it could boost U.S. housing supply and improve affordability. Key points: U.S. Treasury Secretary Scott Bessent said President Donald Trump “may declare a national housing emergency” this fall. Though

Lock or Float? How to Decide on Your Mortgage Rate By Dori Zinn @ Kiplinger

When buying a home, securing the lowest interest rate available means you won’t have to pay more than necessary on top of your principal balance. But interest rates change constantly — sometimes multiple times a day. These changes could mean that the rate you secure today may not be the lowest rat

15 vs. 30-year Mortgage: What to Know Written by Ashley Sutphin

When you’re applying for a home loan, you face the option of getting a 15 or 30-year mortgage. It can be a daunting decision, and thinking about something 15 or 30 years down the road is overwhelming. There are pros and cons to both options, which are compared below. The Basics The basics of a 15-ye

Weekend Talking Points - 'Options' by Scott Bradley Brixen

"Core" PCE growth slowed to 2.6% YoY in April. (The Fed's target is 2.0%.) Jobs week was pretty weak overall, though the BLS headline looked like a beat. And 1Q 2025 GDP contracted. For all these reasons, you'd expect the Fed to be cutting rates. However, with the impact of Trump's tariffs being so